If you own a horse you have a financial investment you can afford to protect.
Full Mortality and Major Medical coverage pays you for the death, theft or humane destruction of your covered horse(s). Major Medical and Surgical coverage are also available to help pay for veterinary expenses incurred for accidents and injuries. Well worth the investment!
Mortality Protection
This coverage protects the investment you have in your horse(s). In the event your horse dies or is humanely destroyed due to an accident or illness the policy will pay the agree value of the horse. Additionally, if your horse is stolen it will pay the agreed value of the horse. Please note some policies do not cover theft, make sure yours does! If not call us.
Major Medical Protection
This coverage is an option added to the mortality policy that pays from $5000 to $10,000 in most medical expenses, including surgery, incurred from an accident or illness. Note preventive treatment such as worming, coggins, routine physical exam, etc is not covered.
Surgical Protection
This coverage provides reimbursement for surgical expenses incurred from a covered accident or illness. Note that only covered surgical expenses are afforded in this option. Generally, major medical is only offered till a horse turns 14 years of age, from 15-17 years of age only surgical is offered.
Loss of Use
This coverage pays the insured up to 60-75% of the insured value if the horse becomes disabled for the insured discipline, for covered perils purchased.
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